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If you don’t know already I have to say I am a huge fan of Dave Ramsey and his financial advice. I have written several financial posts using him as a resource. So it is no wonder that I was so excited to be on the launch team for Smart Money Smart Kids he and his daughter Rachel Cruze have written together. I pulled out some amazing financial quotes for you in a previous post as well.
I wanted to share three overall thoughts about the book today.
1) Often times people ask or wonder, “Why doesn’t little Johnny know how to ____?” Fill in the blank. Most often times it is because no adult has taken the time, energy or effort to teach little Johnny that skill. We can fill in the blank with “save money”, “spend wisely”, “make good money choices” and on and on. Just like other things kids must learn from academic skills of learning their ABC’s to characteristic traits like being respectful; they must also learn how to handle money. Smart Money Smart Kids is a great resource to help parents, grandparents and teachers do just that!
2) The book covers simple things like chore charts to aid paying your little ones commission all the way up to how not to graduate from the IOU college. So no matter what age and stage your child is in this book provides resources that are beneficial.
3) I love the perspectives of the book. We have Dave Ramsey the father who lost everything. The man who had to turn everything around to ensure his family never had to go through those hard times again. I would imagine these circumstances has aided in is straight forward advice he gives. Like this quote:
Then you have Rachel Cruze, the daughter of Dave who was only a baby when they were in such financial trouble. By the time she was old enough her family was getting back on track financially. She has been taught through her mistakes on how to handle money properly and really never been in a big financial bind.
To me this book is more than a great resource about teaching smart money kids. This is a book that shows yes one generation can indeed change the legacy of their entire family! Ryan and I have set out to do just that. We will change our family tree! One positive choice at a time we are here to change our families outcome. We are making our own legacy for our family!
If you haven’t concluded this yourself: I HIGHLY recommend Smart Money Smart Kids! And remember today is the last day to pre-order to get that $50 worth of free goodies!
Until Next Time- Truly Love,